{"id":458,"date":"2026-05-21T10:40:45","date_gmt":"2026-05-21T17:40:45","guid":{"rendered":"https:\/\/arclightmedia.com\/dev\/ec\/?page_id=458"},"modified":"2026-06-04T23:34:21","modified_gmt":"2026-06-05T06:34:21","slug":"va-home-loans","status":"publish","type":"page","link":"https:\/\/homeloansbyemma.com\/es\/va-home-loans\/","title":{"rendered":"VA Home Loans"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"458\" class=\"elementor elementor-458\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7055c6 e-con-full e-flex e-con e-parent\" data-id=\"c7055c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e80f9ec elementor-widget elementor-widget-template\" data-id=\"e80f9ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<header data-elementor-type=\"header\" data-elementor-id=\"16\" class=\"elementor elementor-16\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-19ee518 e-flex e-con-boxed e-con e-parent\" data-id=\"19ee518\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-45a6899 e-con-full e-flex e-con e-child\" data-id=\"45a6899\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1643660 elementor-widget elementor-widget-image\" data-id=\"1643660\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"367\" height=\"173\" src=\"https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/04\/pcmg-logo.png\" 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class=\\&quot;e-font-icon-svg e-fas-caret-down\\&quot; viewBox=\\&quot;0 0 320 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-underline e--animation-fade\">\n\t\t\t\t<ul id=\"menu-1-b365a77\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-20\"><a href=\"https:\/\/homeloansbyemma.com\/es\/\" class=\"elementor-item\">Home<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-241\"><a href=\"https:\/\/homeloansbyemma.com\/es\/buying-a-home\/\" class=\"elementor-item\">Comprar una casa<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-240\"><a href=\"https:\/\/homeloansbyemma.com\/es\/refinancing\/\" class=\"elementor-item\">Refinanciaci\u00f3n<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-242\"><a href=\"https:\/\/homeloansbyemma.com\/es\/learn-the-process\/\" class=\"elementor-item\">Aprende el proceso<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-167\"><a href=\"https:\/\/homeloansbyemma.com\/es\/about-emma\/\" class=\"elementor-item\">About Emma<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-212\"><a href=\"https:\/\/homeloansbyemma.com\/es\/blog\/\" class=\"elementor-item\">Blog<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-381\"><a href=\"https:\/\/homeloansbyemma.com\/es\/resources\/\" class=\"elementor-item\">Resources<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-418\"><a href=\"https:\/\/homeloansbyemma.com\/es\/mortgage-basics\/\" class=\"elementor-sub-item\">Mortgage Basics<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-372\"><a href=\"https:\/\/homeloansbyemma.com\/es\/mortgage-calculator\/\" class=\"elementor-sub-item\">Mortgage Calculator<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-419\"><a href=\"https:\/\/homeloansbyemma.com\/es\/mortgage-loan-programs\/\" class=\"elementor-sub-item\">Mortgage Loan Programs<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-524\"><a href=\"https:\/\/homeloansbyemma.com\/es\/conventional-home-loans\/\" class=\"elementor-sub-item\">Conventional Home Loans<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-523\"><a href=\"https:\/\/homeloansbyemma.com\/es\/fha-home-loans\/\" class=\"elementor-sub-item\">FHA Home Loans<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-522\"><a href=\"https:\/\/homeloansbyemma.com\/es\/va-home-loans\/\" class=\"elementor-sub-item\">VA Home Loans<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-521\"><a href=\"https:\/\/homeloansbyemma.com\/es\/jumbo-loans\/\" class=\"elementor-sub-item\">Jumbo Loans<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-520\"><a href=\"https:\/\/homeloansbyemma.com\/es\/non-qm-itin\/\" class=\"elementor-sub-item\">Non-QM: ITIN<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-519\"><a href=\"https:\/\/homeloansbyemma.com\/es\/bank-statement-mortgage-loan\/\" class=\"elementor-sub-item\">Bank Statement Mortgage Loan<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-518\"><a href=\"https:\/\/homeloansbyemma.com\/es\/pl-mortgage-loan\/\" class=\"elementor-sub-item\">P&amp;L Mortgage Loan<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-517\"><a href=\"https:\/\/homeloansbyemma.com\/es\/dscr-mortgage-loan\/\" class=\"elementor-sub-item\">DSCR Mortgage Loan<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-553\"><a target=\"_blank\" href=\"https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/05\/First-Time-Homebuyer-Guide.pdf\" class=\"elementor-sub-item\">First-Time Homebuyer Guide<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-554\"><a target=\"_blank\" href=\"https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/05\/Pre-Approval-Document-Checklist.pdf\" class=\"elementor-sub-item\">Pre-Approval Document Checklist<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-534\"><a href=\"https:\/\/homeloansbyemma.com\/es\/protect-your-pre-approval\/\" class=\"elementor-sub-item\">Protect Your Pre-Approval<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-417\"><a href=\"https:\/\/homeloansbyemma.com\/es\/faq\/\" class=\"elementor-sub-item\">FAQ<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-250\"><a href=\"https:\/\/homeloansbyemma.com\/es\/contact\/\" class=\"elementor-item\">Contact<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Menu Toggle\" 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menu-item-object-page menu-item-242\"><a href=\"https:\/\/homeloansbyemma.com\/es\/learn-the-process\/\" class=\"elementor-item\" tabindex=\"-1\">Aprende el proceso<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-167\"><a href=\"https:\/\/homeloansbyemma.com\/es\/about-emma\/\" class=\"elementor-item\" tabindex=\"-1\">About Emma<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-212\"><a href=\"https:\/\/homeloansbyemma.com\/es\/blog\/\" class=\"elementor-item\" tabindex=\"-1\">Blog<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-381\"><a href=\"https:\/\/homeloansbyemma.com\/es\/resources\/\" class=\"elementor-item\" tabindex=\"-1\">Resources<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-418\"><a href=\"https:\/\/homeloansbyemma.com\/es\/mortgage-basics\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Mortgage Basics<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-372\"><a href=\"https:\/\/homeloansbyemma.com\/es\/mortgage-calculator\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Mortgage Calculator<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-419\"><a href=\"https:\/\/homeloansbyemma.com\/es\/mortgage-loan-programs\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Mortgage Loan Programs<\/a>\n\t<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-524\"><a href=\"https:\/\/homeloansbyemma.com\/es\/conventional-home-loans\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Conventional Home Loans<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-523\"><a href=\"https:\/\/homeloansbyemma.com\/es\/fha-home-loans\/\" class=\"elementor-sub-item\" tabindex=\"-1\">FHA Home Loans<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-522\"><a href=\"https:\/\/homeloansbyemma.com\/es\/va-home-loans\/\" class=\"elementor-sub-item\" tabindex=\"-1\">VA Home Loans<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-521\"><a href=\"https:\/\/homeloansbyemma.com\/es\/jumbo-loans\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Jumbo Loans<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-520\"><a href=\"https:\/\/homeloansbyemma.com\/es\/non-qm-itin\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Non-QM: ITIN<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-519\"><a href=\"https:\/\/homeloansbyemma.com\/es\/bank-statement-mortgage-loan\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Bank Statement Mortgage Loan<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-518\"><a href=\"https:\/\/homeloansbyemma.com\/es\/pl-mortgage-loan\/\" class=\"elementor-sub-item\" tabindex=\"-1\">P&amp;L Mortgage Loan<\/a><\/li>\n\t\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-517\"><a href=\"https:\/\/homeloansbyemma.com\/es\/dscr-mortgage-loan\/\" class=\"elementor-sub-item\" tabindex=\"-1\">DSCR Mortgage Loan<\/a><\/li>\n\t<\/ul>\n<\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-553\"><a target=\"_blank\" href=\"https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/05\/First-Time-Homebuyer-Guide.pdf\" class=\"elementor-sub-item\" tabindex=\"-1\">First-Time Homebuyer Guide<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-554\"><a target=\"_blank\" href=\"https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/05\/Pre-Approval-Document-Checklist.pdf\" class=\"elementor-sub-item\" tabindex=\"-1\">Pre-Approval Document Checklist<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-534\"><a href=\"https:\/\/homeloansbyemma.com\/es\/protect-your-pre-approval\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Protect Your Pre-Approval<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-417\"><a href=\"https:\/\/homeloansbyemma.com\/es\/faq\/\" class=\"elementor-sub-item\" tabindex=\"-1\">FAQ<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-250\"><a href=\"https:\/\/homeloansbyemma.com\/es\/contact\/\" class=\"elementor-item\" tabindex=\"-1\">Contact<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/header>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c505ec e-flex e-con-boxed e-con e-parent\" data-id=\"8c505ec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ef0e75d e-con-full e-flex e-con e-child\" data-id=\"ef0e75d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ca42ae elementor-widget elementor-widget-heading\" data-id=\"5ca42ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">VA Home Loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4aca6dd elementor-widget elementor-widget-text-editor\" data-id=\"4aca6dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.<\/p><p>The Veterans Administration provides insurance to lenders in the case that you default on a loan. Because the mortgage is guaranteed, lenders will offer a lower interest rate and terms than a conventional home loan. VA home loans are available in all 50 states. A VA loan may also have reduced closing costs and no prepayment penalties.<\/p><p>Additionally there are services that may be offered to veterans in danger of defaulting on their loans. VA home loans are available to military personal that have either served 181 days during peacetime, 90 days during war, or a spouse of serviceman either killed or missing in action.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4096e0 elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"f4096e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-f4096e0\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"f4096e0\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-is-a-va-home-loan\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-2551\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What is a VA Home Loan?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-2551\" class=\"eael-accordion-content clearfix\" data-tab=\"1\" aria-labelledby=\"what-is-a-va-home-loan\"><p>The Veteran Administration&#8217;s Loan originated in 1944 through the Servicemen&#8217;s Readjustment Act; also know as the GI Bill. It was signed into law by President Franklin D. Roosevelt and was designed to provide Veterans with a federally-guaranteed home loan with no down payment. VA loans are made by private lenders like banks, savings &amp; loans, and mortgage companies to eligible Veterans for homes to live in. The lender is protected against loss if the loan defaults. Depending on the program option, the loan may or may not default.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"who-is-eligible-for-a-va-home-loan\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-2552\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">Who is Eligible for a VA Home Loan?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-2552\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"who-is-eligible-for-a-va-home-loan\"><p><strong>Wartime\/Conflict Veterans<\/strong><\/p><ul><li>Veterans who were NOT Dishonorably Discharged, and served at least 90 days<\/li><li>World War II \u2013 September 16, 1940 to July 25, 1947<\/li><li>Korean Conflict \u2013 June 27, 1950 to January 31, 1955<\/li><li>Vietnam Era \u2013 August 5, 1964 to May 7, 1975<\/li><li>Persian Gulf War &#8211; Check with the Veterans Administration Office<\/li><li>Afghanistan &amp; Iraq \u2013 Check with the Veterans Administration Office<\/li><li>Veterans Administration website\u00a0<a href=\"http:\/\/www.va.gov\/\" target=\"_blank\" rel=\"noopener\">www.va.gov<\/a><\/li><\/ul><p><strong>Peacetime Service<\/strong><\/p><p>At least 181 days of continuous active duty with no dishonorable discharge. If you were discharged earlier due to a service-related disability you should contact your Regional VA Office for eligibility verification.<\/p><ul><li>July 26, 1947 to June 26, 1950<\/li><li>February 1, 1955 to August 4, 1964, or May 8, 1975 to September 7, 1980 (Enlisted), or to October 16, 1981 (Officer)<\/li><li>Enlisted Veterans whose service began after September 7, 1980, or officers who service began after October 16, 1981, must have completed 24-months of continuous active duty and been honorably discharged<\/li><\/ul><p><strong>Reserves and National Guard<\/strong><\/p><ul><li>Certain U.S. Citizens who served in the Armed Forces of a government allied with the United States during World War II.<\/li><li>Surviving spouse of an eligible Veteran who died resulting from service, and has not remarried.<\/li><li>The spouse of an Armed Forces member who served Active Duty, and was listed as a POW or MIA for more than 90-days.<\/li><\/ul><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-type-of-home-can-i-buy-with-a-va-loan\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-2553\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What Type of Home Can I Buy with a VA Loan?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-2553\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"what-type-of-home-can-i-buy-with-a-va-loan\"><p>A VA home loan must be used to finance your personal residence within the United States and its territories. You have choices for the type of home you purchase:<\/p><ul><li>Existing Single-Family Home<\/li><li>Townhouse or Condominium in a VA-Approved Project<\/li><li>New Construction Residence<\/li><li>Manufactured Home or Lot<\/li><li>Home Refinances and Certain Types of Home Improvements<\/li><\/ul><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-are-the-benefits-of-a-va-loan\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-2554\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What Are the Benefits of a VA Loan?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-2554\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"what-are-the-benefits-of-a-va-loan\"><ul><li>100% Financing &amp; No Down Payment Loans<\/li><li>No Private Mortgage (PMI)<\/li><li>No Penalties for Prepaying the Loan<\/li><li>Competitive Interest Rates<\/li><li>Qualification is Easier than a Conventional Loan<\/li><li>Sellers Pay Some of the Closing Costs<\/li><li>Can be combined with additional down payment assistance to reduce closing costs<\/li><\/ul><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"how-do-i-quality-for-a-va-guaranteed-loan\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-2555\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">How Do I Quality For a VA Guaranteed Loan?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-2555\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"how-do-i-quality-for-a-va-guaranteed-loan\"><p>You can apply for a VA Loan with any mortgage lender that participates in the program. In addition to the application requirements from your lender, you will need the following at application time:<\/p><ul><li>Certificate of Eligibility from the Veterans Administration by submitting a completed\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"http:\/\/www.vba.va.gov\/pubs\/forms\/vba-26-1880-are.pdf\" target=\"_blank\" rel=\"noopener\">VA Form 26-1880<\/a><\/span>.<\/li><li>Proof of Military Service from a\u00a0<span style=\"color: #3366ff\"><a style=\"color: #3366ff\" href=\"http:\/\/www.benefits.va.gov\/HOMELOANS\/index.asp\" target=\"_blank\" rel=\"noopener\">VA Eligibility Center<\/a><\/span><\/li><\/ul><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"if-i-have-already-obtained-one-va-loan-can-i-get-another\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"6\" aria-controls=\"elementor-tab-content-2556\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">If I Have Already Obtained One VA Loan, Can I Get Another?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-2556\" class=\"eael-accordion-content clearfix\" data-tab=\"6\" aria-labelledby=\"if-i-have-already-obtained-one-va-loan-can-i-get-another\"><p>Yes, your eligibility is reusable depending on the circumstance. If you have paid-off your prior VA Loan, and disposed the property, you can have your eligibility restored again. Also, on a 1-time basis, you may have your eligibility restored if your prior VA Loan has been paid-off, but you still own the property. Either way, the Veteran must send the Veterans Administration a completed VA Form 16-1880 to the VA Eligibility Center. To prevent delays in processing, it&#8217;s advisable to include evidence that the prior loan has been fully paid, and if applicable, the property was disposed. A paid-in-full statement from the former lender or a copy of the HUD-1 settlement statement must be submitted.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-are-the-disadvantages-of-a-va-loan\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"7\" aria-controls=\"elementor-tab-content-2557\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">What Are the Disadvantages of a VA Loan?<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewbox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-2557\" class=\"eael-accordion-content clearfix\" data-tab=\"7\" aria-labelledby=\"what-are-the-disadvantages-of-a-va-loan\"><ul><li>VA Loans made prior to March 1, 1988 can be assumed with no qualifying of the new buyer. If the buyer defaults the property the Veteran homeowner may be liable for the funds.<\/li><li>Some sellers are hesitant to work with someone obtaining a VA Loan because it takes longer than a conventional loan to process.<\/li><li>Sellers are often asked to pay a portion of closing costs and therefore less likely to negotiate the sales price of the home.<\/li><\/ul><\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75497a5 e-con-full e-flex e-con e-parent\" data-id=\"75497a5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;opacity-tilt&quot;}\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 2600 131.1\" preserveaspectratio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0 0L2600 0 2600 69.1 0 0z\"\/>\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.5\" d=\"M0 0L2600 0 2600 69.1 0 69.1z\"\/>\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.25\" d=\"M2600 0L0 0 0 130.1 2600 69.1z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a8ccce elementor-widget elementor-widget-spacer\" data-id=\"2a8ccce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f02fbca elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"f02fbca\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7e6ee8 elementor-widget elementor-widget-text-editor\" data-id=\"e7e6ee8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 class=\"mb-4\" style=\"color: #ffffff; text-align: right;\"><a href=\"https:\/\/emmacavazos.my1003app.com\/?time=1778083523626\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"alignleft wp-image-127 size-medium\" src=\"https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/04\/lhp-300x300.png\" alt=\"\" width=\"300\" height=\"300\" srcset=\"https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/04\/lhp-300x300.png 300w, https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/04\/lhp-150x150.png 150w, https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/04\/lhp.png 534w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>La hago simple<\/h1><p style=\"text-align: right;\">Nuestra aplicaci\u00f3n interactiva le gu\u00eda a trav\u00e9s de las diversas etapas del proceso de compra de una vivienda y de su financiamiento hipotecario. La aplicaci\u00f3n ayuda a mantenerle a usted, a su asesor de pr\u00e9stamos y a su agente inmobiliario conectados y sincronizados entre s\u00ed. Nos permite a todos trabajar en conjunto para hacer que el proceso sea fluido y sencillo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0e247c elementor-widget elementor-widget-button\" data-id=\"e0e247c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/emmacavazos.my1003app.com\/?time=1778083523626\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7450a74 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-parent\" data-id=\"7450a74\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0eea594 elementor-widget elementor-widget-image\" data-id=\"0eea594\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/04\/lhp-300x300.png\" class=\"attachment-medium size-medium wp-image-127\" alt=\"\" srcset=\"https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/04\/lhp-300x300.png 300w, https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/04\/lhp-150x150.png 150w, https:\/\/homeloansbyemma.com\/wp-content\/uploads\/2026\/04\/lhp.png 534w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87adafe elementor-widget elementor-widget-text-editor\" data-id=\"87adafe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1 class=\"mb-4\" style=\"color: #ffffff; text-align: center;\">La hago simple<\/h1><p style=\"text-align: center;\">Nuestra aplicaci\u00f3n interactiva le gu\u00eda a trav\u00e9s de las diversas etapas del proceso de compra de una vivienda y de su financiamiento hipotecario. La aplicaci\u00f3n ayuda a mantenerle a usted, a su asesor de pr\u00e9stamos y a su agente inmobiliario conectados y sincronizados entre s\u00ed. Nos permite a todos trabajar en conjunto para hacer que el proceso sea fluido y sencillo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c9735d elementor-widget elementor-widget-button\" data-id=\"8c9735d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/emmacavazos.my1003app.com\/?time=1778083523626\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e5658ef e-flex e-con-boxed e-con e-parent\" data-id=\"e5658ef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;shape_divider_top&quot;:&quot;opacity-tilt&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 2600 131.1\" preserveaspectratio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0 0L2600 0 2600 69.1 0 0z\"\/>\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.5\" d=\"M0 0L2600 0 2600 69.1 0 69.1z\"\/>\n\t<path class=\"elementor-shape-fill\" style=\"opacity:0.25\" d=\"M2600 0L0 0 0 130.1 2600 69.1z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f10986 elementor-widget elementor-widget-spacer\" data-id=\"9f10986\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>VA Home Loans The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families. The Veterans Administration provides insurance to lenders in the case that you default on a loan. Because the mortgage is guaranteed, lenders [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"off","ocean_display_header":"off","ocean_header_style":"custom","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"on","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","footnotes":""},"class_list":["post-458","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/homeloansbyemma.com\/es\/wp-json\/wp\/v2\/pages\/458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/homeloansbyemma.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/homeloansbyemma.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/homeloansbyemma.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/homeloansbyemma.com\/es\/wp-json\/wp\/v2\/comments?post=458"}],"version-history":[{"count":7,"href":"https:\/\/homeloansbyemma.com\/es\/wp-json\/wp\/v2\/pages\/458\/revisions"}],"predecessor-version":[{"id":664,"href":"https:\/\/homeloansbyemma.com\/es\/wp-json\/wp\/v2\/pages\/458\/revisions\/664"}],"wp:attachment":[{"href":"https:\/\/homeloansbyemma.com\/es\/wp-json\/wp\/v2\/media?parent=458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}